Includes bibliographical references and index.

Lessons learned from banking crises -- The economic role of financial intermediaries -- The Evolving legal environment -- Asset/liability management -- Hedging and risk management -- Commercial and industrial loans -- Real estate and consumer lending -- Bank capital : capital adequacy -- Evaluating bank performance -- Payments systems -- Other financial services -- A guide to Islamic banking -- The view from the top : recommendations from a superintendent of banks

Simply stated, the way that banks and financial institutions operate is changing. This book examines how they operate in the context of these and other changes.